Based on data from the Residential Property Price Index (IHPR) of Bank Indonesia, within a decade, the increase in residential prices has reached 39.7%. Meanwhile, the increase in the Regional Minimum Wage (UMR) throughout Indonesia per year taking into account developments in the inflation rate is still not comparable. A private house for millennials is not impossible. Millennials need to develop the mindset that home is a primary need. Therefore, they must set aside income for future savings to buy a house according to their wishes.
(https://perkim.id/pemfundan/tatangan-millennial-to-own-home/)
Owning a home is of course everyone's dream, especially if it is your first home. Of course, there are many factors that you can consider before choosing a house. Moreover, the house that you will live in will be inhabited for a long time.
So that there are no regrets, here are some tips for you in choosing your first home:
1. Calculating capabilities and needs
The first thing you have to do is calculate the ability of the dream house that you are going to buy. Various types are offered to start from Type 21/24, 36, 45,60,70,90,120, or above 120. You can choose the type of house according to your financial capabilities in the long term to minimize the risk of default in the future. What you need for the house must also be considered, for example, how many rooms are needed, is it 1 floor or 2-floor type, depending on the needs of you and your family.
2. Location and Access
One other determining factor that should be taken into consideration is the location, this factor is related to access and the price of the house. A house that is located in the city center certainly makes it easier for you to move in your daily life, but the price is certainly more expensive than choosing a house that is located on the outskirts of the city but access is far from the city center because it can take up more of your time.
3. Price
As with points 1 and 2, the need for the type of house and the location of the house is very influential on the price. You have to be careful in calculating economic capabilities and choose a house at a price that suits your abilities. Because a variety of housing prices are available, ranging from 200 million to more than 1 billion.
4. Payment scheme
If you can choose the first house to buy, several payment schemes can be offered, such as Cash, Developer installments, and or KPR. So there are many choices that you can of course choose depending on the abilities and savings that you have prepared in buying your first home.
In addition to the 4 tips above, there are many more tips that can be taken into consideration before choosing your first home. So the good news is, the project from Vigourland has a project located in a strategic urban area with a contemporary design that is suitable for you millennials and is available with 2 floors for your young family. Starting from the Habitat project, Urbana @ Habitat, and most recently, Yuu at Contempo project. For further information, please call the hotline at 08116581108